This is a simple charge card looking coupon that is re loadable at retailer or online.
The charge card would be used by consumers to download coupons from manufactures unto card to be used at retailers. The card is re loadable and could be swiped at the store for credit towards the item purchased for the coupon amount or rebate . The card company would track all info and only the coupon amount would be deducted if the item is purchased. This info similar to the health care spending accounts already being used.
Problem this idea/invention addresses:
Clipping coupons keeping track of them . Centralize coupon tracking device.