Finance Patents for Sale or License

Method for Linking Insurance Policies

Method for Linking Insurance Policies

By linking health insurance with life insurance, etc., a new type of insurance product can yield a win-win-win situation for the insurance company, the physician and the insured individual.
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Method For Linking Insurance Policies

Whether you prefer tai chi, chi tea, or both, everyone can gain by linking their health to their wealth including one’s physician and insurance company. I believe that the CHAI Insurance Consulting Group LLC insurance patent portfolio may be of great interest to you in these areas with regard it’s potential for helping insurance companies to improve their marketing, sales and savings in health insurance, life insurance and many other types of insurance products. Essentially, CHAI c
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System and Method for Funding Companies

A system and method for funding investment seeking companies, such as startups and privately held companies, is disclosed and protected by two United States patents.
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Gift card reimbursement system and method

A method for purchasing goods and services in transactions utilizing a valued card includes issuing to a card owner from an issuing institution a valued card pursuant to an agreement between the card owner and the issuing institution. The valued card has a purchase value. The valued card is transferred to a recipient having authority to purchase goods and services utilizing at least a portion of the purchase value. The card owner is reimbursed a percentage of a remaining balance of the purchase
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Flexible Capital Facility for Publicly listed companies

The capital facility is a facility comprised of two financial instruments which the first goes through a process to mature into the next. The whole facility is an efficient financial market through which publicly listed companies will have access to a continuously growing fund at an unexpected rate. The investors to the fund will benefit from both fixtures of the financial instruments which comprise of a credit and equity fixture, whereas, the companies will benefit from readily available funds
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Interactive Financial Card System Uniquely Suited for Conducting Financial Transactions on the Internet

This invention is engineered to prevent the hundreds of billions of dollars globally stolen each year by ID fraud from American consumers and taxpayers. This vast theft is enabled by industry's and government's imposed use of archaic identification cards for financial transactions. These include standard bank cards, credit cards, debit cards, atm cards, chip cards, social security cards (including for Tax Rebates) and health insurance cards (including Medicare and Medicaid). The invention rep
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Capital Asset Planning System

A capital asset planning system for selecting assets for improvement within an infrastructure that includes data sources descriptive of the infrastructure, databases coupled to the one or more data sources, to compile the one or more data sources, processors coupled to and having respective communication interfaces to receive data from the databases The processor includes a predictor to generate a first metric of estimated infrastructure effectiveness based upon a current status of the infrastru
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Belief Propagation for Generalized Matching

Entities may be matched to enhance the efficiency of various commercial activities using various system and method embodiments of the disclosed subject matter. Belief propagation on a graph data structure defining a bipartite or unipartite matching opportunity is used to calculate a best matching. In embodiments, functions are implemented based upon the match, such as executing sales between matched buyers and sellers in an online auction system. In embodiments, messages with scalar values carry
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System and Method for Pricing and Exchanging Content

A system and method for pricing and exchanging content is provided, which includes a data plane formed by a peer-to-peer content sharing network or a central server allowing for client-server content transfers, and a control plane formed by a central server in communication with the data plane via the Internet. The data plane allows for the storage of digital content provided by users and the transfer of content therebetween, and the control plane provides a virtual market in which such content
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Cash-My-Check

Cash-My-Check (CMC) is a self service check cashing machine that provides real-time check verification for payroll, personal and corporate checks. The Cash-My-Check (CMC) combines form and functionality to provide the best check cashing experience in the retail market today. With a variety of peripheral units integrated to facilitate a check cashing transaction, and the design to fit easily on a counter top, the Cash-My-Check kiosk delivers a check cashing solution that is unsurpassed.
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